The Akhuwat Ehsaas Program is a special initiative designed to help low-income communities in Pakistan. This program offers interest-free loans to people who want to start small businesses, continue their education, or meet other essential needs. The goal is to give everyone a fair chance to improve their lives and escape poverty. The program is simple and transparent, with no hidden fees or complicated steps. Loans are given out through local centers, which helps build trust and accountability in the community. The Akhuwat Ehsaas Program is all about creating a fairer society by offering financial help to those who need it most.
It was started in April 2025 as part of the broader Ehsaas Program by Prime Minister Shehbaz Sharif. There is a must-follow eligibility criterion to register for Ehsas interest-free loans. Citizens of Pakistan aged 20-80 fall in the criteria with a poverty score of 0-30.
How to apply for Akhuwat Ehsaas Program
Applying for the Akhuwat Ehsaas Program is straightforward and designed to be accessible to everyone. Here’s how you can apply:
- Visit a Local Akhuwat Center: To apply, you need to visit the nearest Akhuwat branch or center in your area. Akhuwat has a widespread network across Pakistan, making it easy to find a location close to you.
- Submit Your Application: At the center, you will be given an application form to fill out. Make sure to provide accurate information about your financial needs and the purpose of the loan.
- Attach Required Documents: You will need to submit some basic documents, such as your CNIC (ID card) and proof of your financial situation. The staff at the center will guide you on what is needed.
- Interview Process: After submitting your application, you may be asked to attend an interview to discuss your needs and how you plan to use the loan.
- Loan Approval and Disbursement: If your application is approved, you will receive the loan amount. Akhuwat operates on a community-based model, so the loan is often disbursed at a local mosque or community center.
Repayment Terms: The loans are interest-free, and you will be given a repayment schedule that suits your financial situation.
Akhuwat Loan Contact Number
Call Akhuwat Live on 0330 839 6543 Monday to Friday from 7am to 11 p.m. and Saturdays from 8 a.m. to 8 p.m. We’ll be happy to arrange an appointment for you.
Akhuwat Loan Registration 2025
Registering for an Akhuwat Ehsaas loan is simple and straightforward. Start by visiting the Akhuwat Foundation website or your nearest branch. Fill out the loan application form with your personal, employment, and financial details. Submit the required documents, such as ID proof, income proof, and property details if applying for a Ehsaas loan. After submission, Akhuwat will review your application and inform you of the approval status. Once approved, the loan amount will be disbursed according to the terms agreed upon.
Akhuwat Ehsaas Program Loan Limit 2025
The Akhuwat offers Ehsaas loans with a maximum limit of up to 20 lakhs, depending on factors like the borrower’s income, repayment capacity, and property value. Akhuwat provides flexible loan options tailored to individual needs, including for salaried and self-employed individuals. Interest rates are competitive, and special schemes are available for women and first-time buyers. For detailed eligibility criteria and loan options, visit the Akhuwat website or your nearest branch.
To qualify for an Akhuwat Ehsaas program loan, you need to be between 20 and 60 years old, with a stable income, whether salaried or self-employed. A good credit score improves your chances of approval. The loan amount depends on your income, property value, and repayment ability.