If you’re considering a loan from the Akhuwat Foundation, you’re in the right place. You can apply online for loans ranging from Rs. 500,000 to Rs: 50 million, all from the comfort of your home. Akhuwat Foundation provides five types of loans: personal, student, wedding, business, and car loans online.
According to the Akhuwat Foundation, the last date to apply for an Akhwuat loan is 1 September 2025. You can also apply for an Akhuwat loan by calling the Akhuwat helpline at 03472630723. Remember, the Akhuwat Foundation loan scheme is interest-free. To apply for an Akhuwat loan, you must send your ID card, bank account, and electricity bill.
In 2025, the Akhuwat Foundation reintroduced its interest-free home loan program. You can borrow amounts between Rs. 100,000 and Rs. 6.5 million. Loans up to Rs. 100,000 are completely interest-free, while loans above that have a minimal 0.001% interest rate, which can be reduced to 0.002% under the home loan scheme. To be eligible, you must be a Pakistani citizen aged between 24-70, living below the poverty line (poverty score under 30), and have a feasible business plan. The program is set to launch in 30 days, and the Akhuwat Foundation guarantees that no fees or payments are required before signing the loan agreement.
Akhuwat Personal Loan
The Akhuwat Foundation provides personal loans of up to Rs. 2.5 million, with the maximum amount determined by factors such as income, debt-to-income ratio, credit score, and employment status. To qualify, you must be between 24 and 60. You can check your loan status via the Akhuwat Foundation website or by “Hi” to 03379869548 on WhatsApp.
According to recent updates from the Akhuwat Foundation, any Pakistani citizen with a valid National Identity Card (CNIC) is eligible to apply. You can visit a nearby Akhuwat branch, call the loan helpline at 03379869548, or apply through the official website. To begin your application, dial 03440855049 from your prepaid number.
How to Apply for an Akhuwat Loan Online
To apply for an Akhuwat loan online, follow these easy steps:
- Visit the Official Website: Go to the Akhuwat Foundation’s website at swiftloan.online.
- Register: Sign up with your phone number to complete the registration process in 2 minutes.
- Submit Your Application: To apply for the Akhuwat loan, Click the “Submit” button. Once your loan application is approved, your required loan amount will be transferred to your given bank account.
Akhuwat Foundation provides quick funding, allowing you to receive your loan the same day you apply. You also have the flexibility to select your preferred funding date, putting you in complete control of the process.
Required Documents for Akhuwat Loan Application
- Selfie: A recent, clear photograph.
- Proof of Identity: CNIC or driver’s license.
- Proof of Address: Passport, rental agreement, or recent utility bills.
- Proof of Income: Job letter, Business certificate, or salary slips for the last 6 months.
Akhuwat Business Loan
Applying for a business loan is simple and can be done online from your office. Akhuwat loans are designed to meet short-term and long-term financial needs swiftly, typically approved within hours with minimal documentation.
Akhuwat Foundation Loan Options for 2025
The Akhuwat Foundation offers four types of loan programs tailored to different financial needs:
- Akhuwat Personal Loan: Akhuwat personal loans can be used to cover unexpected expenses like phone bills or transport expenses. The Akhuwat Foundation offers flexible repayment options and 0.01% interest rates.
- Home Loans: Borrow up to Rs—fifty million for buying, refinancing, or building a home.
- Car Loans: Finance new or used vehicles with competitive rates.
- Education Loans: Support for students pursuing education in Pakistan or abroad.
- Loans Against Property: If you own property, then you can get a loan on your property easily.
- Special Loan Programs: Customized options for senior citizens, retirees, and government employees.
With Akhuwat instant business loan approval process, you can access funds in as little as 5 seconds, ensuring a smooth and hassle-free borrowing experience.
Akhuwat Foundation Home Loan
The Akhuwat Foundation in Pakistan offers home loans for buying, building, or renovating residential properties. The application process is straightforward, ensuring a fast disbursal of funds, whether for purchasing a new home or undertaking renovations.
Call the home loan helpline at 03379869548 to access a home loan of up to Rs. 5 million. Eligible applicants include Pakistani citizens and NRIs aged 20 to 60. The loan amount depends on your repayment capacity and the property’s value, with interest rates ranging from 0.001% to 0.002% per annum. The maximum repayment period is 20 years, and a processing fee of 0.003% of the loan amount (capped at PKR 20,000 plus GST) applies. The property financed will be used as collateral.
Akhuwat Business Loan
The Akhuwat Foundation offers business loans tailored for small and medium-sized enterprises (SMEs). These include the Digital MSME Working Capital Loan, designed to support daily business operations with loans from Rs. 500,000 to Rs. 70 million, reviewed annually. Specialized loans are also available, such as Shop Loans (up to Rs. 50,000), Real Estate Loans (from Rs. 50,000 to Rs. 70 million), and Restaurant Loans (from Rs. 500,000 to Rs. 9.9 million), often without the need for collateral for eligible accounts. Applicants need to provide ID, bank statements, and business details. These business loans have competitive interest rates, from 0.001% to 0.002% per annum, with minimal documentation requirements.
Akhuwat Wedding Loan
Akhuwat Foundation also gives wedding loans to cover expenses from venue booking to decoration, ensuring a perfect wedding day. You can borrow between PKR 100,000 and 6 million, with flexible repayment terms ranging from 10 to 36 months. These unsecured loans require no collateral and are typically dispersed within 24 hours for existing customers. The application process is straightforward and can be done online from your house, allowing you to manage everything from home. With competitive interest rates and multiple EMI options, financing your dream wedding with Akhuwat is convenient and stress-free.
Akhuwat Car Loan
Akhuwat Foundation provides car and tractor loans with 0.001% interest rates, offering up to 100% on-road funding to help you buy your desired new or Old Car or Tractor. The loan features flexible repayment terms to suit your financial situation. The loan application process is simple, requiring minimal documentation, and ensures quick loan disbursement. Akhuwat also offers pre-approved car loans for new and used vehicles, making it easy to drive away in your dream car without hassle.
How to online Apply for Akhuwat Loan
Applying for a loan from the Akhuwat Foundation is quick and easy. To apply for the Akhuawt loan online, please follow the steps below:
- Visit Akhuwat’s Website: Go to the official website swiftloan.online.
- Explore Loan Options: Navigate to the ‘Loans’ section and click ‘Loans’ to explore the different types of loans available.
- Check Eligibility: Review the eligibility criteria to ensure you qualify.
- Complete the Application: Click ‘Apply Now’ and complete the online form with your details.
- Upload Required Documents: Submit necessary documents, including ID proof, address proof, and income proof.
- Submit Your Application: Double-check your information and submit your application form.
- Await Approval: Akhuwat will review your application and inform you of the outcome.
- Seek Assistance: For help, contact Akhuwat customer service at 03379869548 or visit the nearest branch.
Additional Ways to Apply for an Akhuwat Loan
As Akhuwat Foundation Chairman Amjad Saqib stated, you can also apply for a loan through the foundation’s official website. You can also apply for a loan from Akhuwat by calling the helpline at 03379869548 or visiting the nearest Akhuwat branch.
Steps to Apply for an Akhuwat Loan
- Choose Your Loan Type: Decide which loan suits your needs and check the eligibility criteria.
- Gather Necessary Documents: Collect documents like ID proof, income proof, and recent bank statements.
- Submit Your Application: Fill the application form online or in person at a branch.
- Receive Approval: Once your application is approved, sign the loan agreement to receive the funds.
For more details or assistance, please call the Akhuwat Foundation head office at 03379869548.
Akhuwat Loan Contact Information
To access Akhuwat Foundation services or receive updates, send ‘Hi’ from your registered WhatsApp number to 03379869548.
- Quickly complete your loan application with simple steps.
- Receive loan details, account statements, capital gain statements, and more.
- Get information on all types of loans.
Registration Methods:
- Send “Akhuwat” via WhatsApp to 03379869548 or by SMS to 03379869548.
- Provide your response (A/B/C/D), age, and gender (M/F/O).
- Alternatively, download or update the AkhuwatLIV App.
Akhuwat Loan Scheme 2025
Akhuwat is renowned for its interest-free loan model in Pakistan, ensuring that borrowers only repay the principal amount without additional fees or interest charges. This model is designed to ease the financial burden on low-income communities in Pakistan. Here are some key points about their loan offerings:
- Interest-Free Loans: Akhuwat Foundation provides interest-free loans to support low-income communities, promoting financial inclusion and empowerment.
Why Choose an Akhuwat Loan?
Akhuwat Foundation is a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) to support those in need. Unlike traditional banks, Akhuwat focuses on social welfare, not profit. Akhuwat Foundation provides four types of loans: Akhuwat business loans, Akhuwat education loans, and Akhuwat healthcare loans, with no hidden charges or processing fees. Applications are managed online and in-person at local branches, creating a community-focused approach. Akhuwat aims to alleviate poverty by providing accessible, transparent, and cost-free financial support.
Get an Akhuwat Loan Without Interest
One of the standout features of Akhuwat loans is that they are entirely interest-free. Based on the Islamic principle of Qarz-e-Hasna, Akhuwat promotes social solidarity by providing loans that help borrowers avoid the burden of interest payments.
How to Apply Akhuwat Loan in just Two Steps
To apply for Akhuwat loan online, please follow these simple steps:
- Visit the Akhuwat Foundation Website to learn more about the available loan options.
- Contact Akhuwat Directly: Reach out to understand the specific eligibility requirements.
Typically, Akhuwat provides loans to low-income individuals for small-scale entrepreneurship or other income-generating activities. To apply, gather necessary documents like your CNIC, proof of residence, and income statements (if applicable), along with any additional documents required by Akhuwat.
How will I know if my Akhuwat loan is approved?
Once you have applied for the Akhuwat loan, you can visit the Akhuwat’s official website to check your loan status. After loan approval, your loan amount will be disbursed within a few hours to your bank account.
Is the Akhuwat Foundation real or fake?
Akhuwat Foundation is a real loan scheme, Akhuwat Foundation offers personal loans ranging from 1 Lakh to 5 Crore with loan terms of 1 to 10 years. Akhuwat Foundation is a subsidiary of HBL Bank and a reputable company with a Ehsas program Guides rating of 5 out of 5 stars. It’s been in business for 15 years and has an A Better Business Bureau rating.
How much is the Akhuwata loan limit?
You can get loan from Akhuwat foundation from 50000 to 1 Crore online without of any interest